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longer command it。 

     ;Did you hear what I said�察�Richard�拭─�

     ;I heard。 Go on。; 

     Sir Joseph proceeded�察�gathering confidence as he advanced。 

     ;Half   my   fortune� ─  �he   repeated。   ;It's   parting   with   half   my   life�察  �it's 

saying good´by forever to my dearest friend� �My money has been such a 

comfort to me�察�Richard�察�such a pleasant occupation for my mind。 I know 

no    reading    so   interesting    and   so   instructive    as  the   reading    of   one's 

Banker's Book。 To watch the outgoings on one side�察─�said Sir Joseph�察�with 

a gentle and pathetic solemnity�察 �and the incomings on the otherthe sad 

lessening     of   the   balance   at   one  time�察  �and   the   cheering   and    delightful 

growth of it at anotherwhat absorbing reading� �The best novel that ever 

was written isn't to be mentioned in a breath with it。 I can not�察�Richard�察�I 

really can _not_�察�see my nice round balance shrink up to half the figure 

that I have been used to for a lifetime。 It may be weak of me�察─�proceeded 

Sir Joseph�察�evidently feeling that it was not weak of him at all�察 �but we all 

have our tender place�察�and my Banker's Book is mine。 Besides�察�it isn't as if 

you wanted it。 If you wanted it�察�of coursebut you don't want it。 You are a 

rich man�察�you are marrying my dear Natalie for love�察�not for money。 You 

and she and my grandchildren will have it all at my death。 It _can_ make 

no   difference   to   you   to   wait   a   few   years   till   the   old   man's   chair   at   the 

fireside is empty。 Will you say the fourth part�察�Richard�察�instead of the half�拭�

Twenty      thousand�察─    �pleaded     Sir  Joseph�察   �piteously。    ;I  can   bear   twenty 

thousand off。 For God's sake don't ask me for more� ─�

     The lips of the lawyer twisted themselves sourly into an ironical smile。 

He was quite as fond of his money as Sir Joseph。 He ought to have felt for 

his   client�察  �but   rich   men   have   no   sympathy   with   one   another。   Mr。   Dicas 

openly despised Sir Joseph。 

     There was a pause。 The robin´redbreasts in the shrubbery outside must 

have   had   prodigious   balances   at   their   bankers�察  �they   hopped   up   on   the 

window´sill so fearlessly�察�they looked in with so little respect at the two 

rich men。 



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     ;Don't keep me in suspense�察�Richard�察─�proceeded Sir Joseph。 ;Speak 

out。 Is it yes or no�拭─�

     Turlington struck his hand excitedly on the table�察�and burst out on a 

sudden with the answer which had been so strangely delayed。 

     ;Twenty   thousand   with   all   my   heart� ─  �he   said。   ;On   this   condition�察�

Graybrooke�察  �that   every   farthing   of   it   is   settled   on   Natalie�察  �and   on   her 

children after her。  Not a half´penny  to me� ─�he   cried magnanimously�察 �in 

his brassiest tones。 ;Not a half´ penny to me� ─�

     Let   no   man   say   the   rich   are   heartless。   Sir   Joseph   seized   his   son´in´ 

law's hand in silence�察�and burst into tears。 

     Mr。 Dicas�察�habitually a silent man�察�uttered the first two words that had 

escaped   him   since   the   business   began。   ;Highly  creditable�察─  �he   said�察  �and 

took a note of his instructions on the spot。 

     From that point the business of the settlement flowed smoothly on to 

its destined end。 Sir Joseph explained his views at the fullest length�察�and 

the lawyer's pen kept pace with him。 Turlington�察�remaining in his place at 

the table�察�restricted himself to a purely passive part in the proceedings。 He 

answered briefly when it was absolutely necessary to speak�察�and he agreed 

with the two elders in everything。 A man has no attention to place at the 

disposal of other people when he stands at a crisis in his life。 Turlington 

stood   at   that   crisis�察  �at   the   trying   moment   when   Sir   Joseph's   unexpected 

proposal       pressed     instantly    for    a  reply。    Two     merciless      alternatives 

confronted him。 Either he must repay the borrowed forty thousand pounds 

on the  day  when   repayment   was   due�察 �or  he   must   ask   Bulpit   Brothers   to 

grant him an extension of time�察�and so inevitably provoke an examination 

into the   fraudulent   security  deposited   with the   firm�察  �which   could   end   in 

but    one   way。    His   last�察 �literally   his   last  chance�察   �after   Sir   Joseph    had 

diminished the promised dowry by one half�察�was to adopt the high´minded 

tone   which   became   his   position�察  �and   to   conceal   the   truth   until   he   could 

reveal     it  to  his  father´in´law      in   the  privileged     character     of   Natalie's 

husband。   ;I   owe   forty   thousand   pounds�察  �sir�察  �in   a   fortnight's   time�察  �and   I 

have not got a farthing of my own。 Pay for me�察�or you will see your son´ 

in´ law's name in the Bankrupt's List。; For his daughter's sakewho could 



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doubt   it��Sir   Joseph   would   produce   the   money。   The   one   thing   needful 

was to be married in time。 If either by accident or treachery Sir Joseph was 

led into deferring the appointed day�察�by so much as a fortnight only�察�the 

fatal   ;call;   would   come�察  �and   the   firm   of   Pizzituti�察  �Turlington   &   Branca 

would appear in the Gazette。 

     So he reasoned�察�standing on the brink of the terrible discovery which 

was soon to reveal to him that Natalie was the wife of another man。 

     ;Richard� ─�

     ;Mr。 Turlington� ─�

     He   started�察  �and   roused   his   attention   to   present   things。   Sir   Joseph   on 

one   side�察  �and   the   lawyer   on   the   other�察  �were   both   appealing   to   him�察  �and 

both regarding him with looks of amazement。 

     ;Have you done with the settlement�拭─�he asked。 

     ;My   dear   Richard�察  �we   have   done   with   it   long   since�察   ─  �replied   Sir 

Joseph。 ;Have you really not heard what I have been saying for the last 

quarter   of   an   hour   to   good   Mr。   Dicas   here�拭  �What   _can_   you   have   been 

thinking of�拭─�

     Turlington did not attempt to answer the question。 ;Am I interested�察─�

he asked�察 �in what you have been saying to Mr。 Dicas�拭─�

     ;You shall judge for yourself�察─�answered Sir Joseph�察�mysteriously�察 �I 

have been giving Mr。 Dicas his instructions for making my Will。 I wish the 

Will and the Marriage´Settlement to be executed at the same time。 Read 

the instructions�察�Mr。 Dicas。; 

     Sir   Joseph's    contemplated       Will   proved    to  have    two   meritsit   was 

simple and it was short。 Excepting one or two trifling legacies to distant 

relatives�察�he had no one to think of ��Miss Lavinia being already provided 

for�� but his daughter and the children who might be born of her marriage。 

In its various provisions�察�made with these two main objects in view�察�the 

Will   followed   the   precedents   established   in   such   cases。   It   differed   in   no 

important   respect   from   the   tens   of   thousands   of   other   wills   made   under 

similar circumstances。 Sir Joseph's motive in claiming special attention for 

it still remained unexplained�察�when Mr。 Dicas reached the clause devoted 

to   the   appointment   of   executors   and   trustees�察  �and   announced   that   this 



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portion of the document was left in blank。 

     ;Sir Joseph Graybrooke�察�are you prepared to name the persons whom 

you appoint�拭─�asked the lawyer。 

     Sir    Joseph     rose�察  �apparently     for   the   purpose      of   giving    special 

importance to the terms in which he answered his lawyer's question。                        ;I 

appoint�察─�he said�察 �as sole executor and trusteeRichard Turlington。; 

     It   was   no   easy   matter    to   astonish    Mr。   Dicas。   Sir   Joseph's    reply 

absolutely  confounded   him。   He   looked   across   the   table   at   his   client   and 

delivered himself on this special occasion of as many as three words。 

     ;Are you mad�拭─�he asked。 

     Sir   Joseph's   healthy   complexion   slightly   reddened。   ;I   never   was   in 

more complete possession of myself�察�Mr。 Dicas�察�than at this moment。; 

     Mr。 Dicas was not to be silenced in that way。 

     ;Are you aware of what you do�察─�persisted the lawyer�察 �if you appoint 

Mr。   Turlington   as   sole   executor   and   trustee�拭�You   put   it   in   the   power   of 

your   daughter's   husband�察  �sir�察  �to   make   away   with   every   farthing   of   your 

money after your death。; 

     Turlington had hitherto listened with an appearance of interest in the 

proceedings�察�which   he   assumed as   an   act of politeness。 To
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